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Monday, October 20, 2025
NewsGovernmentMilpitas launches mortgage relief portion of its Rent and Mortgage Relief Program

Milpitas launches mortgage relief portion of its Rent and Mortgage Relief Program

Last month, the City of Milpitas announced that it had launched the mortgage relief portion of its Rent and Mortgage Relief Program. The program exists to help low- and moderate-income city residents who are in need of financial assistance to maintain their housing. 

The money for the program comes from the federal government’s American Rescue Plan Act (ARPA). Per the City Council, $950,000 has been approved to assist Milpitas residents, with 75% going to rent relief and the other 25% going to mortgage relief.

On a per-household basis, people can turn to the Rent and Mortgage Relief Program for $5,000 in rent relief and $15,000 in mortgage relief.

Said Milpitas City Manager Steve McHarris in a statement, “The City’s new assistance program is intended to help with current housing conditions, combined with high inflation and rising interest rates.”

The City’s press release went on to share a list of requirements (not all are listed below): 

To be eligible for the mortgage relief allotment, households must meet the following requirements:

 

  • Experienced an economic hardship due to the COVID-19 pandemic. Hardship must have occurred after January 21, 2020.

 

  • Currently own one residential property and it must be the primary residence of homeowner(s).

 

  • Has not received other forms of governmental or private assistance for the same period requested.

 

  • At or below the 150% Area Median Income (AMI) limit for Santa Clara County.

 

Representatives from the City’s Rent and Mortgage Relief Program can be reached by phone at (408) 586-3222 or emailed at Housing@milpitas.gov. Applicants can also apply here: https://forwardplatform.com/city

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Eric Shapiro
Eric Shapiro
Eric Shapiro is a writer, filmmaker, and journalist. He wrote the screenplay for Macho, the forthcoming Randy Savage biopic now in co-production with Kenan Thompson’s Artists for Artists, Paul Coy Allen’s Midas Entertainment, and Range Media Partners. His novella It’s Only Temporary was named one of Nightmare Magazine’s “100 Best Horror Novels of All Time,” and he has won both a Fade In Award for screenwriting and a California Journalism Award. As a filmmaker, his work has won awards at Fantasia and Shriekfest, earned the endorsement of PETA, and screened at Fantastic Fest. His feature films Horrorbuku, Intrusive, and Rule of 3 are slated to appear as special episodes in the upcoming revival of USA’s Up All Night on Kings of Horror. He is also co-owner and editor of The Milpitas Beat, winner of Golden Quill and John Swett Awards.

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